The Simple Math
$10,000 per person. $600 per person. The same care. Congress has the authority to authorize the difference tomorrow. They haven't had to — until now.
Replace a $10,000/year insurance product with a $600/year telehealth-first plan, and the savings fund:
All using existing law. No new taxes. No new bureaucracy. Just math.
The Exponential Foundation
Here's the part Congress doesn't want you to understand:
This is the cascade they fear.
And as premiums rise higher — $12,000, $15,000, $18,000 — the cascade accelerates.
The Endpoint: Universal Coverage for 234M Americans
Iteration by iteration, the savings multiply:
This isn't theory. It's arithmetic.
The math doesn't stall. It doesn't negotiate. It doesn't care about lobbyists.
It just keeps going — until everyone is covered.
Most reforms fail because they try to fix everything at once. PHIERS starts where:
Medicaid costs $8,000 per person. Telehealth costs $600. That's $7,400 in savings per conversion — enough to fund 12 more.
Medicaid is the pressure point. Once it converts, the rest of the system follows — ACA, private insurance, and the uninsured.
Not because Congress wants it. Because the math forces it.
Click to enlarge
Harvard research shows that no movement with sustained participation above 3.5% has ever failed.
When 3.5% of Americans take coordinated action, governments either comply or collapse. Over 100 million are already affected by this crisis.
Congress knows the math. Now you do too.
Sign the petition. Do the math. Force Congress to answer.