The Simple Math
When you remove the insurance bottleneck, millions get covered for less.
MABAH Movement - Making America Better And Healthier
Building on Existing Programs (Medicaid, Medicare, ACA) to Reach Universal Coverage
The Crisis Is Real
22 million lost coverage overnight.
Congress failed.
But the math gives us leverage.
America's healthcare system is breaking down right now:
- 22 million people lost coverage after the subsidy cliff
- Premiums are rising while coverage shrinks
- Families are choosing between rent and medicine
- Congress is stalled while deadlines approach
This is the moment where leverage still exists.
See the Idea in 111 Seconds
The PHIERS Solution
PHIERS (People's Health Insurance Endowment and Referral Service) converts waste in the insurance system into coverage people actually use.
By replacing expensive insurance with $600/year telehealth-first coverage, government savings fund:
- Universal healthcare access
- Millions of healthcare jobs
- Massive system-wide savings
This uses existing law and proven models - no new taxes.
One Conversion Funds 12 More: The Exponential Foundation
The Mathematical Cascade
One person saving $50/month on prescriptions funds a $600/year telehealth plan.
That replaces $8,000/year Medicaid insurance, saving $7,400 per person.
Each conversion funds 12 more. The result is exponential.
Iterations
Americans Covered
Annual Savings
Growth Rate
The Endpoint: Universal Coverage for 234M Americans
Why Medicaid Comes First
Reform usually fails because it tries to cover everyone at once. PHIERS starts where savings are largest and people are most vulnerable.
- Highest cost per person = highest savings
- Protects low-income, elderly, and disabled first
- Creates proof at massive scale
Once Medicaid works, expansion to ACA, private insurance, and the uninsured becomes inevitable.
The 3.5% Rule
Harvard research shows that no movement with sustained participation above 3.5% has ever failed.
That's just 11.6 million Americans. Over 100 million are already affected.
The math favors action.
Be Part of the 3.5%
Sign the petition. Organize. Force Congress to act.
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