🔥 Healthcare Insurance + HOPE for EVERYBODY
PHIERS is proving the model works — from Maryland to California to NYC. Our bicoastal pilot saves $127+ BILLION annually by replacing traditional insurance with excessive costly features (hospitalization and specialty care that 80% don't need) with affordable telehealth coverage, creating AI-resistant jobs, and building a national template.
💰 HEALTHCARE AFFORDABILITY: The Foundation of Everything
80% of insured Americans do NOT need hospitalization or specialty care. They can be served by telehealth.
That means we can replace $7,000+/year individual insurance (or $21,000+/year for families) with $50/month telehealth plans — saving $6,400+ per person or $20,400+ per family every single year.
Once we reach 3.5% of the population in your district
How it works: PHIERS sponsors your placement into telehealth plans like Zortt Elite Medical. The moment your prescription savings exceed $50/month, we've covered your telehealth cost. Drug savings fund universal telehealth coverage — 100% self-sustaining and FREE for all members at 3.5% participation.
📊 Simple comparison: Traditional insurance vs. PHIERS telehealth approach
| Coverage Type | Traditional Insurance | PHIERS Telehealth | YOUR SAVINGS |
|---|---|---|---|
| Individual | $7,000+/year | FREE at 3.5% ($600/year before target) | $6,400-$7,000+ |
| Family | $21,000+/year | FREE at 3.5% ($600/year before target) | $20,400-$21,000+ |
The 3.5% Rule: Once 3.5% of the population in your district joins, prescription drug savings become so massive that they cover 100% of telehealth costs for ALL members. You pay NOTHING. This is proven mathematics, not a promise.
⚠️ THE AI JOB APOCALYPSE IS HERE
50% of white-collar entry-level jobs will be ELIMINATED by AI within 2-3 years.
Data entry, basic analysis, customer service, administrative support — GONE.
PHIERWorks creates AI-RESISTANT careers that CANNOT be automated:
Home health • Elder care • Community support • Infrastructure maintenance • Child services
We're building the post-AI economy NOW while others watch traditional employment collapse.
💪 PHIERWorks: Your AI-Resistant Career Path
While half of entry-level jobs disappear to automation, PHIERWorks creates millions of positions requiring human touch that AI CANNOT replace:
- Home health aides ($18-28/hr) — Requires human empathy and physical care
- Community health workers ($20-30/hr) — Requires local knowledge and trust-building
- Elder companions ($18-25/hr) — Requires emotional connection and relationship
- Child/adult daycare ($16-24/hr) — Requires patience and human interaction
- Infrastructure maintenance ($22-35/hr) — Requires hands-on problem-solving
- Food distribution coordinators ($18-26/hr) — Requires community understanding
- Home repair specialists ($25-40/hr) — Requires physical presence and skill
All positions include full benefits, funded 100% from healthcare savings.
These are PERMANENT careers that grow stronger as automation eliminates traditional jobs.
✓ This is NOT just about one group. It's about ALL of us who need solutions that WORK.
No benefits? No security?
PHIERS gives you FREE telehealth insurance through our cooperative model once we hit 3.5% in your district.
Job lost to AI or DOGE?
PHIERWorks creates AI-resistant transition opportunities with fair wages. AI-Resistant ✓
Facing 80-hour work requirements?
Join PHIERS and automatically meet work/training requirements through PHIERWorks.
Business disrupted by trade wars?
PHIERS helps you access affordable healthcare during transitions.
Traditional job automated away?
PHIERWorks creates human-touch jobs that CAN'T be replaced by machines. AI-Resistant ✓
Employer can't afford health insurance?
PHIERS provides coverage for a fraction of the cost—FREE at 3.5% participation.
👐 Human-touch careers that benefit everyone — and survive the AI revolution
Healthcare Support AI-Resistant ✓
Home health, PT/OT assistants, therapy support — requires human empathy
Community Care AI-Resistant ✓
Child/adult daycare, elder companions — requires emotional connection
Food & Distribution AI-Resistant ✓
Community gardens, food distribution — requires local knowledge
Infrastructure AI-Resistant ✓
Repairs, maintenance, weatherization — requires hands-on skill
In these challenging times, it's easy to feel overwhelmed. Federal job losses. AI displacement. Rising healthcare costs. New work requirements that threaten food assistance. The uncertainty of a changing economy.
But here's what we're thankful for: Solutions exist. The math works. The technology is proven. The partnerships are in place. The AI-resistant jobs are ready. All we need is 3.5% of the population in each district—then healthcare becomes FREE for everyone who joins.
⭐ MABAH: Making America Better And Healthier
It rhymes with MAGA — only a lot bettah.
📄 Read Our Policy White Papers — Detailed State Solutions
Three strategic locations proving the model works at every level: Route 50 runs from Ocean City, MD to West Sacramento, CA — 12 states, 95+ million Americans along the corridor. When MD and CA succeed, every state in between has a proven template. NYC proves the model works in dense urban environments. Together: a complete national blueprint from coast to coast.
These aren't vague promises — they're comprehensive policy documents with verified mathematics, implementation roadmaps, and economic projections for specific states. Plus our NATIONAL solution showing how this scales across America.
🇺🇸 NATIONAL SOLUTION
$2.73 TRILLION annual savings
5-10 million AI-resistant jobs
107M Americans with FREE coverage at 3.5%
The umbrella strategy for America
🦀 MARYLAND
$17B annual savings
Senator Van Hollen's vision
45,000 AI-resistant jobs
Federal worker resilience
🌴 CALIFORNIA
$110B annual savings
Nation's largest economy
250,000 AI-resistant jobs
Port/tech worker focus
🗽 NEW YORK CITY
$44B annual savings
Urban template
Proves model works for every American city
AI-resistant job infrastructure
"PHIERS.org's mission is to provide a low-cost, high-impact and common-sense approach to health reform. The program is committed to connecting public health, faith-based, and safety net organizations to reach under-served communities; educating people; and creating jobs that empower front-line health and social workers to better meet the needs of the community."
"PHIERS.org has the potential to become a vital part of the health care system."
— Chris Van Hollen, then-Congressman (now U.S. Senator), March 25, 2014
Sign our petition to join the movement. Help us reach 3.5% of the population in your district — that's when healthcare becomes FREE for ALL members. Whether you're in one of our pilot states or want to bring PHIERS to YOUR state, the more people who join, the faster we reach 3.5% — and deliver FREE coverage AND AI-resistant jobs to EVERYBODY.