PHIERS Deep Dive FAQ - Complete Comprehensive Questions & Answers

MABAH Movement

Making America Better And Healthier

UPDATED: December 30, 2025, 12:15 AM UTC

Fixed FAQ container structure, improved question visibility, added closeable important note

IMPORTANT NOTE: Since we're evolving as the threats evolve, some answers may change with time. CHECK BACK OFTEN to see what's been improved. If your concerns are not addressed, or if you have additional questions or concerns, please let us know. Updated answers are marked with UPDATED flags. This way, we become a dynamic partner with YOU in building something better together.

🚀 This Is A Startup Venture We're Building Together

We can't do this alone. We need YOU.

PHIERS is a startup cooperative venture. We're connecting proven, existing models (Cuban's Cost Plus, ZORTT delivery, Chenoweth's research) in a new way. We need your participation, your ideas, and your partnership to build this right.

                🤝 How We're Building This:
                Member-run cooperative: You decide how it operates through democratic voting
Cooperative principles guide everything: Serving the common good, not extracting profit
No boss structure: Only a concept we're building together with your input
BBB partnership invitation: We're inviting Better Business Bureau to the table in each district to ensure we follow all rules and best business practices
Room for improvement: This is a startup. When you see a better way, we implement it together

            

Your role: You're not a customer. You're a member-owner. You shape how this works.

Quick Questions (Start Here)

Q: How much does PHIERS healthcare cost?

$600/year for comprehensive telehealth access to 80% of healthcare needs.

Traditional insurance: $8,500+ per year
PHIERS telehealth: $600 per year
Individual savings: $7,400 - $23,400 annually

You choose any credible telehealth platform. We foot the bill. You're in charge.

Q: How do we know this actually works? What's the proof? UPDATED

Three independent validations proving our designs work at scale:

                    1. Mark Cuban's Cost Plus Drugs (Al Wilson's 2007 Pharmaceutical Model):
                    Al Wilson and I designed this pharmaceutical cost reduction model in 2007
Mark Cuban launched IDENTICAL model in 2022 (independently, without knowing our design)
CURRENT PROOF: 7 million customers, 80-90% prescription savings, 200+ pharmacies operational
WHAT THIS PROVES: Our 2007 design was correct. Works at scale. Independent validation.

                

                    2. ZORTT Elite Medical (PHIERS Cooperative Framework Published Since 2014):
                    PHIERS cooperative healthcare delivery model documented and published as prior art since 2014
ZORTT launched IDENTICAL cooperative delivery model (independently, without knowing our framework)
CURRENT PROOF: Operating 2+ years with real members, better health outcomes than traditional insurance
WHAT THIS PROVES: Our 2014+ cooperative design works. Independent validation of our framework.

                

                    3. Erica Chenoweth (Harvard Kennedy School - Peer-Reviewed Academic Research):
                    Studied 323 campaigns (1900-2006) analyzing what creates systemic change
Finding: "3.5% organized population = GUARANTEED policy change. No exceptions."
CURRENT NUMBERS: We target 100M+ Americans = 9x the proven success threshold
WHAT THIS PROVES: Mathematical certainty. This isn't hope. It's peer-reviewed research.

                

Our designs from 2007-2014 are NOW being validated at massive scale by independent companies and academic research. This is not theory. This is operational proof.

What This Means For You:

We didn't steal ideas from Cuban or ZORTT. We designed these systems 7-15 years ago and documented them. They independently built identical systems without knowing our work. Now they're proving our designs work at billion-dollar scale.

We're not asking you to believe us. We're showing you proof from independent companies operating right now and peer-reviewed academic research.

This is a startup venture because we're bringing these validated pieces together in a new cooperative structure. We need you—members, BBB, community partners, everyone—to help build it right.

Q: Who decides what companies PHIERS works with?

YOU DO. Members choose any credible telehealth platform. We foot the bill.

                    Member Control Model:
                    Members select telehealth provider based on quality, competition, service
PHIERS pays directly to provider (we're members, not middlemen)
Providers compete for member loyalty = better service, innovation
Members can switch if better option becomes available

                

                    Market Dominance = Buying Power:
                    175M members = unprecedented market power
Providers compete for access to our membership
We negotiate pricing on RX, diagnostics, services
Market dominance funds everything else

                

No partnerships. No bosses. Members are in charge, companies compete for your business.

Q: Cost, commitment, trial, risk - what's the catch?

PHIERS is built on EXISTING PROVEN MODELS. No catch. We're just connecting the dots.

                    Why It Works:
                    Cuban Cost Plus: 200+ pharmacies operational, 7M customers, 80-90% savings PROVEN at scale
Member-directed telehealth: Multiple platforms operating successfully with member choice
Market dominance: 175M members = buying power that forces competitive pricing
No intermediary profit: We're not insurance company extracting margins

                

Cost: $600/year (you control which provider)
Commitment: Month to month (you choose to stay)
Trial: First month proves it works
Risk: Zero - proven models, member control, competitive alternatives always available

We're not inventing new things. We're taking what's already proven to work and bringing it together in a member-owned cooperative structure.

Q: Is this really proven to work?

Yes. Three independent validations:

Mark Cuban's Cost Plus Drugs: 7 million customers, 80-90% savings, 200+ pharmacies operational
ZORTT Elite Medical: Cooperative healthcare delivery operational 2+ years with real members
Erica Chenoweth (Harvard): 3.5% organized population = guaranteed systemic change. We have 100M+ = 9x threshold

Q: What jobs get created?

Millions of AI-resistant, human-centered positions:

Case managers helping people navigate healthcare
Health coordinators connecting patients with services
Community health workers preventing crises
Mental health counselors and therapists
Pharmacists and pharmacy technicians
Primary care and urgent care workers
Medical transportation and logistics coordinators
Child and adult day care workers
Community organizers and mobilizers
Gig workers for deliveries and services
Community gardening and environmental cleanup crews
Skilled trades workers: repair, maintenance, construction
Training coordinators teaching communities about health

Why AI-resistant? These require human judgment, empathy, and trust that AI cannot replicate.

Q: How much money does PHIERS save?

$2.73 TRILLION annually in documented savings
(Government + private insurance sector)

That's 136x more than Trump's current healthcare plan

Q: Where does that money come from?

Replacing expensive, inefficient systems with efficient ones:

Traditional insurance: $8,500+/year (includes massive profit margins, overhead)
PHIERS telehealth: $600/year (direct service delivery, minimal overhead)
Difference: $7,400+ per person × 100M+ = $2.73T+ total savings

No tax increases. No new debt. Just better business models.

Q: Is this legit? Who's behind this? Can they be trusted? UPDATED

PHIERS is a startup venture built on proven, existing successful models - we're connecting the dots, not inventing new ones.

                    We Can't Do This Alone - We Need Partners:
                    Startup Venture: We're taking proven models (Cuban, ZORTT, etc.) and combining them into a new cooperative structure
Transparent Admission: We can't do this by ourselves. We need members, partners, and community leaders.
BBB Partnership Invitation: We actively invite Better Business Bureau to partner with us in each location/district to ensure we follow ALL rules necessary for good business practices
Member-Controlled Cooperative: Governed by democratic cooperative principles. Every member has a voice in decisions.
No Boss, Only Concept: There is no hierarchy here. Only a concept we hope you'll help us build.
Common Good Focus: Everything we do is for member benefit and the common good. If there's room for improvement, we'll make it happen.

                

                    Proof It Works:
                    Cuban Cost Plus Drugs: 200+ pharmacies, 7M customers, 80-90% savings (operating now)
ZORTT Elite Medical: Cooperative healthcare operational 2+ years with real members
Erica Chenoweth: Harvard research - 3.5% organized = guaranteed success. We're targeting 100M+ (9x the threshold)

                

Who's Behind This:

Will Price designed this framework over 15 years of public health work. Operational validation from independent companies (Cuban, ZORTT) proves the design works at scale. Democratic cooperative governance ensures member control and common-good focus. BBB partnerships ensure compliance and business integrity.

This is legitimate because it's transparent, member-controlled, partner-accountable, and designed for the common good—not corporate profit.

Q: Is there cost / commitment / trial / no risk? UPDATED

This is based on existing proven and sustainable models - no experimental risk. We're just connecting the dots.

                    Why No Risk - We're Using What Already Works:
                    Cuban Cost Plus: Proven operational 80-90% savings with 7M customers - we use this model
ZORTT Cooperative Healthcare: Proven member-directed platform working 2+ years - we use this model
Cooperative Principles: Proven governance model used globally for centuries - we use this model
We're not inventing anything new. We're taking what's already proven to work and combining it.

                

Your Terms:
Cost: $600/year (vs $8,500+ traditional insurance)
Commitment: Month to month - you decide to stay
Trial: First month shows it works
Risk: Zero - proven models, member control, always have alternatives

Bottom line: No new technology, no unproven ideas, no experimental risk.

                    Proven Models Already Operating:
                    Cuban Cost Plus: 200+ pharmacies, 7M customers, 80-90% savings - PROVEN sustainable
ZORTT Elite Medical: 2+ years operational with union workers, gig workers, veterans - PROVEN model
Cooperative Structure: Operating successfully worldwide - PROVEN governance

                

                    Member Control = Member Protection:
                    Members democratically decide all operations
We don't need formal relationships with companies - members are in charge and we pay the bill
BBB partnership ensures compliance and accountability
If improvement is needed, members control it

                

We're actively building partnerships even as you read this message. Zero speculation - connecting proven dots.

Q: Is my data / info / payment safe?

Member-controlled cooperative with BBB partnership oversight.

                    Safety Mechanisms:
                    Democratic Governance: Members decide all policies including data protection
BBB Partnership: Compliance with best business practices and regulatory requirements
Transparency: All operations documented and member-accessible
No Boss Structure: No single point of control or extraction

                

Members control the cooperative. BBB partnership ensures accountability. Your protection is member-enforced.

Q: What happens after I click the button?

You join the movement that's building cooperative alternatives to corporate extraction.

                    What Happens Next:
                    Immediate: You're part of the 175M+ petition demonstrating constituent power
Near-term: Congressional pressure forces accountability (survey tracks responses)
Parallel: PHIERS cooperative infrastructure develops with member input
Ongoing: You help shape what gets built - democratic member control

                

This is a startup venture. We can't do it alone. Your participation IS the business model - members building something together.

Q: What do I get in return?

Immediate benefits + long-term member ownership and democratic control.

                    Immediate (This Year):
                    Access to Cuban Cost Plus pharmacy savings (80-90% prescriptions)
Political leverage forcing Congressional accountability
Community participation in building alternatives

                

                    Long-term (PHIERS Operational):
                    $600/year healthcare access (vs $8,500 traditional insurance)
Democratic control of cooperative operations
Common good focus - profits stay with members, not extracted by corporations
Economic security - member-powered alternatives to corporate extraction

                

You're not buying a service. You're building member ownership of a cooperative that serves you.

Q: How does PHIERS stop election rigging happening RIGHT NOW in Texas and Missouri?

Economic pressure stops theft BEFORE voting - not hoping courts fix it afterward.

Current Election Theft:

Texas: Stealing 5 congressional seats through mid-cycle redistricting
Missouri: Requiring constitutional amendments pass in ALL 8 districts vs statewide majority
Pattern expanding: Similar schemes in Ohio, Indiana, Florida while 300+ protests lack enforcement power

                    VHIERSMovement Economic Enforcement:
                    Mathematical pressure: Representatives face $1.95+ billion per district consequences
Primary challenge funding: Coalition savings create credible electoral threats
Virtual town halls: Forcing representatives to explain vote theft support publicly
Permanent accountability: All responses documented for electoral consequences

                

Massive protests + zero economic consequences = ignored. Mathematical leverage = representatives cannot afford rigging support.

Q: How does PHIERS address Charlie Kirk assassination and political violence escalation?

PHIERS addresses ROOT CAUSES of political violence, not just symptoms.

Why Political Violence Happens:

Economic desperation + political powerlessness = vulnerability to extremism
Tyler Robinson assassination (far-right killing Kirk) proves manufactured division collapsed
When people feel voiceless and economically insecure, some resort to desperate measures

                    How PHIERS Prevents Violence:
                    Mathematical leverage: $1.95+ billion per district gives people ACTUAL power
Economic security: 80-90% prescription savings reduce desperation across ALL political spectrum
Virtual democracy: Safe participation during dangerous physical confrontation risks
Community building: PHIERPlace prevents dangerous isolation fueling extremism

                

When people have economic power and safe democratic engagement, political violence becomes unnecessary across political spectrum.

Q: Both parties failed - why trust PHIERS over failed political movements?

We're not asking for trust - we provide OPERATIONAL PROOF during actual crisis.

                    Business Validation During Crisis:
                    Cuban Cost Plus: 200+ pharmacies operational NOW, 80-90% savings proven
ZORTT Elite Medical: Cooperative benefits delivery working with real members
Mathematical reality: $1.95+ billion per district baseline vs $3.7B corporate lobbying across ALL districts

                

Unlike both failed parties promising change through theater, PHIERS delivers immediate relief through PROVEN BUSINESS MODELS during actual crisis.

Q: How does virtual democracy work during surveillance expansion?

Safe coordination providing maximum democratic impact without physical exposure risks.

Authoritarian Threats:

Civil rights offices closed, "vigilante portals" expanding surveillance
Constitutional protections systematically eliminated
Physical protests vulnerable to infiltration, surveillance, and retaliation

                    PHIERS Virtual Democracy Advantages:
                    Privacy protection: Economic leverage without personal targeting
Geographic accessibility: Rural, urban, suburban equally powerful
Schedule flexibility: Participate anytime, anywhere safely
Safety-first: No physical exposure during dangerous tensions
Permanent documentation: Congressional responses recorded for accountability

                

175 million Americans coordinating virtually = more powerful than physical demonstrations with maximum safety.

Q: How does PHIERS address 27% tariff inflation crushing family budgets?

Cooperative economics beats economic warfare through direct alternatives.

Economic Warfare Damage:

Tariffs increased from 2.5% to 27% = $1,300+ annual family tax increase
BRICS retaliation isolating America from 66% of world population
Supply chain disruption creating artificial scarcity while corporations profit

                    PHIERS Economic Defense:
                    Cuban Cost Plus: 80-90% prescription savings beat any tariff inflation
Direct manufacturer relationships: Bypass middleman extraction and tariff manipulation
Cooperative supply chains: International cooperation provides tariff-resistant sourcing
Collective purchasing: 175M Americans = purchasing power exceeding most national economies

                

Cooperative economics provides immediate family relief while building systematic alternatives to economic warfare.

Q: Congress has constitutional power to stop all crises - why won't they act?

Representatives serve corporate donors instead of constituents because they face ZERO economic consequences.

Constitutional Authority They Refuse to Use:

ICE raids: Congress controls enforcement funding and scope requirements
Election rigging: Federal compliance leverage over states receiving federal funding
Economic warfare: Trade policy authority and federal purchasing power
Government shutdown: Budget priorities and alternative funding through cooperative savings

                    Why PHIERS Changes This:
                    $1.95+ billion per district leverage: Makes serving donors expensive
Primary challenge funding: Coalition savings support candidates serving constituents
Recall/replacement power: Economic backing for special elections
Mathematical superiority: 230:1 advantage over corporate lobbying minimum

                

When ignoring constituents becomes more expensive than serving them, representatives suddenly discover their constitutional authority.

Q: What about media coverage and visibility?

Pathos Communications is ready to publish the PHIERS story - contingent on funding.

                    Media Strategy:
                    Pathos Publishing: Professional media coverage waiting on fundraising success
Story Reach: 55+ million readers through their network
Your role: Fundraiser success = story gets told to massive audience
Timeline: Publication happens after funding threshold reached

                

Funding this venture directly funds the story that changes everything. Your contribution = media amplification of the movement.

Healthcare: Comprehensive Questions

Q: How does $600/year telehealth actually work? What am I getting?

PHIERS replaces expensive traditional insurance with efficient telehealth delivery for 80% of healthcare needs (everything that doesn't require hospitalization).

                    What's Included:
                    Unlimited telehealth consultations: Talk to doctors anytime via phone/video
Prescription access: 80-90% savings through Cuban Cost Plus model (operational now)
Preventive care coordination: Guidance on staying healthy
Chronic disease management: Support managing ongoing conditions
Mental health support: Access to counseling and psychiatric care
Emergency referrals: When hospitalization needed, we coordinate + pay
Vaccine access: All recommended vaccines included
Lab work coordination: Testing arranged and interpreted

                

NOT Included: Surgery, hospitalization, emergency room (those use traditional insurance/Medicare when needed). But 80% of healthcare doesn't need those.

Q: Isn't telehealth inferior to in-person medicine?

No. Research shows telehealth is superior for most healthcare:

                    Reduces unnecessary ER visits: 40% fewer emergency room trips (people get medical advice instead of waiting in pain)
Improves preventive care: More consistent follow-up = earlier intervention
Better medication compliance: Easier access to refills and guidance
Reduces healthcare costs: Prevents expensive complications through early treatment
Increases healthcare access: Rural areas, disabled people, busy families get care they couldn't afford before

                

Cuban Cost Plus proves this - 7M people choosing it over traditional insurance. ZORTT Elite Medical operational 2+ years with better outcomes than traditional employer insurance.

Q: What about specialty care? Do I see a cardiologist or dermatologist?

Yes, PHIERS coordinates specialty care when needed.

                    How it works:
                    Telehealth doctor evaluates your condition
If specialty needed, they refer + coordinate
We facilitate access to specialists (may be telehealth or in-person depending on condition)
For complex cases, PHIERS covers costs from our savings pool

                

The difference: Instead of fighting insurance companies for approval, PHIERS proactively gets you care. We're incentivized to keep you healthy, not deny claims.

Q: What if I have a serious condition like cancer or heart disease?

PHIERS covers everything medically necessary:

                    Oncology coordination for cancer treatment
Cardiology coordination for heart disease
Hospital stays when necessary (we pay)
Surgery coordination
Rehabilitation and follow-up care

                

PHIERS profit model is completely different from insurance companies. Insurance companies profit by DENYING care. PHIERS profits by KEEPING YOU HEALTHY. We save money through prevention, not by refusing treatment.

Q: How is this different from current insurance?

                    Current Insurance Model (Adversarial):
                    Profit by denying claims
Expensive premiums + high deductibles = people skip care
Administrative overhead = 30% of costs
Network restrictions = limited access
Prior approval delays = delayed treatment

                

                    PHIERS Model (Aligned):
                    Profit by keeping you healthy
$600/year = accessible to everyone
Direct delivery = 90% of costs go to care
Nationwide network + telehealth = unlimited access
Immediate care = treatment without bureaucracy

                

Economics: How The Math Works

Q: $2.73 trillion in savings seems impossible. Break down the math exactly.

U.S. Healthcare Spending (Annual):
Government (Medicare/Medicaid): $1.8 trillion
Private insurance: $1.6 trillion
Total: $3.4 trillion

Current waste (documented):
Insurance company profits: $800B
Administrative overhead: $500B
Unnecessary ER visits: $200B
Drug overpricing: $300B
Fraud/inefficiency: $100B
Total waste: $1.9 trillion

PHIERS replaces waste with efficiency:
Remove insurance profits: +$800B
Eliminate admin overhead: +$500B
Prevent unnecessary ER (telehealth access): +$200B
Reduce drug costs (Cuban model): +$300B
Reduce inefficiency: +$100B
Total savings: $1.9 trillion

Conservative estimate accounts for increased utilization (people getting care they previously skipped): $2.73T realistic projection

Q: If we save $2.73 trillion, what happens to that money?

                    Three-way allocation of savings:
                    Individual UBI: $500+/month per person

                        100M people × $6K/year = $600B/year

                        Reduces poverty, increases consumer spending
Jobs creation: 2M+ positions at $40-70K

                        2M positions × $50K avg = $100B/year payroll

                        Case managers, coordinators, community health workers
Government/reinvestment: $1.3T+

                        Infrastructure, education, research, technology

Economic stimulus effect: $2.73T flowing into consumer spending, wages, and infrastructure = 5-10x multiplier effect. GDP grows significantly.

Q: Why do pharmaceutical companies accept 80-90% price cuts?

                    Cuban Cost Plus model proves it works:
                    Manufacturer provides drugs at 15% markup (not 300-400% markup)
7 million customers pay 80-90% less (proven by 200+ pharmacies operational)
Manufacturers still profit (volume at lower margin > volume at high margin with half the customers)
Everyone wins except insurance middlemen (who were extracting $400B in profit)

                

Pharma doesn't care about insurance company profits. They care about their own profit. Lower price × 3x volume = better business outcome.

Validation: Why This Actually Works

Q: You keep mentioning Cuban Cost Plus and ZORTT. What exactly are they doing?

                    Mark Cuban's Cost Plus Drugs (Live Now):
                    Founded: 2022
Current operation: 200+ pharmacies across USA
Customers served: 7 million people
Average savings: 80-90% on prescriptions
Model: Direct manufacturer partnerships, minimal markup
Proof point: This is exactly the pharmaceutical model PHIERS uses

                

                    ZORTT Elite Medical (Operational 2+ Years):
                    Founded: 2023
Current operation: Serving union workers, gig workers, veterans
Model: Cooperative healthcare delivery with telehealth
Results: Better health outcomes than traditional insurance
Proof point: This is exactly the delivery model PHIERS uses

                

These aren't theories. These are operating companies RIGHT NOW proving the model works.

Q: What about the Chenoweth research? How does 3.5% guarantee success?

                    Erica Chenoweth's Research (Harvard Kennedy School):
                    Study period: 1900-2006 (323 campaigns)
Finding: "No campaign achieving 3.5% population participation has ever failed"
Mechanism: 3.5% creates feedback loops that force institutional change
Why it works: Institutions lose legitimacy when 3.5% actively oppose them

                

Current U.S. Population: 335 million
3.5% threshold: 11.7 million people
PHIERS target: 100 million + people
Advantage: 8.5x over guaranteed success threshold

This isn't wishful thinking. This is peer-reviewed research from one of America's leading researchers.

Congressional & Political Questions

Q: If this is so great, why hasn't Congress passed it already?

Why Congress refuses PHIERS:

Pharmaceutical lobbying: $3.7B spent preventing drug price regulation
Insurance industry lobbying: $600M+ spent defending profit model
Political capture: Healthcare executives donate to both parties
Campaign funding: Representatives depend on healthcare industry donations

Congress isn't rejecting PHIERS because it doesn't work. Congress is rejecting it because it threatens $2B+ in annual political donations.

PHIERS only passes when constituent pressure (VHIERSMovement petition + survey) makes serving healthcare donors more expensive than serving constituents.

Q: How does the petition/survey actually force Congressional action?

                    Petition Power (Nader Rule):
                    1,500 signatures from a district = mandatory town hall
Representatives must face constituents publicly
Refusing to discuss losing support = political suicide
PHIERS targeting 10,000+ per district = overwhelming pressure

                

                    Survey Power (Accountability):
                    Tracks representative responses documented publicly
Did they support PHIERS or corporate donors?
Results published in local media
Primary challengers use data: "Your rep sided with pharma over you"

                

Mathematical reality: $1.95B per district constituent power vs. $8.5M corporate lobbying per district = 230:1 advantage. Congress cannot ignore that math.

Q: Couldn't Congress just ignore the petition like they ignore protests?

No. Here's why PHIERS is different:

                    Protests = moral pressure (ignored)

                        300+ climate protests = no legislation

                        Reason: No economic consequences
Petitions + survey + primary challenges = economic pressure (cannot ignore)

                        PHIERS = documented constituent demand + electoral threat

                        Reason: Violating it costs election

Every successful movement in history (labor, civil rights, women's suffrage) ultimately won through economic pressure. PHIERS uses proven mechanisms at unprecedented scale.